Private Educational Loan
Flexible private loan options to help fund your healthcare education at NCNA.
What Is a Private Educational Loan?
A private educational loan is a non-federal loan offered by banks, credit unions, or specialized lenders to help students cover the cost of tuition and related educational expenses. Unlike state-funded programs such as CalGrows or Caring4Cal, private loans must be repaid with interest.
NCNA encourages students to first explore free or funded options before considering a private loan. However, for students who do not qualify for other programs, a private educational loan can make your healthcare career training accessible.
What Can a Private Loan Cover?
- Tuition and program fees
- Uniforms, textbooks, and supplies
- Background check and physical exam fees
- Transportation and related costs (lender-dependent)
How to Apply
Explore Funded Options First
Contact NCNA admissions to confirm you do not qualify for CalGrows, Caring4Cal, Futuro Health, or WIOA before pursuing a private loan.
Research Lenders
Compare private lenders such as Sallie Mae, Earnest, College Ave, or your local credit union. Look for competitive interest rates and flexible repayment options.
Get Your Enrollment Confirmation
Most lenders require proof of enrollment. Contact NCNA admissions for an official enrollment verification letter.
Submit Loan Application
Apply directly with your chosen lender. Approval timelines vary — apply at least 4–6 weeks before your class start date.
Confirm Disbursement with NCNA
Once approved, coordinate with NCNA's admissions office to confirm how loan funds will be applied to your account.